Hawaiian Insurance and Guaranty Company, Limited (

The Power to make it right.

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Customer information
About us
FAQs
Contact us


Become an Agent

Join the Micro Insurance Company Revolution

A remote call center can’t service your customers like you do. With Hawaiian Insurance and Guaranty Company, Limited ("HIG"), there are no 800 numbers to an impersonal and distant call center. Instead, you are the focal point — nothing comes between you and your customer’s experience.  This unique approach reduces the cost of our product and increases your earnings by retaining more of your customers — over 95%.

The Micro Insurance Company®

 As an independent agent operating as a Micro-Insurance Company® for HIG, you are the insurance company!  We provide you with the tools you need to service your customers better than the large corporate bureaucracies could ever dream of doing —both when they buy the policy and when they have a claim.  Your customers work with YOU, not 800 numbers or remote call centers.

Less Overhead Means Lower Rates

By empowering our agents, we’ve reduced the overhead cost of a home office—passing the savings on to you and your customers.  HIG has some of the best rates available in the industry for preferred home and auto!

Superior Customer Retention

With HIG, you have the power to address your customer’s needs immediately and directly.   100% of your customers’ transactions are processed by you on site.  We offer preferred auto and home products, highlighted by your exceptional personal service.  And you can depend on our expert support as you service your customers.  The result is that our Micro-Insurance Companies enjoy customer retention levels in excess of 95%!

Join the Micro-Insurance Company Revolution today!  Contact our Oahu headquarters at 800-952-7415  or send us an email to info@higltd.com.



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